Best modern banking apps on iOS for 2024 | Technology

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In the digital age, banking apps have become our financial lifelines, offering ease and convenience for managing money like never before. Yet, with the constant influx of new Fintech apps, choosing the right one can be overwhelming. Whether you’re opening your first bank account or managing several, our guide to the top three iOS banking apps aims to simplify your choice. Having personally navigated through all three, I’ve found that each serves its purpose. We’ll delve into each app’s features, pricing, and customer service, offering you a clear roadmap to selecting the app that best fits your financial landscape. Let’s uncover the tools that will redefine your banking experience.

I’ve been with SoFi Bank for over two years, and it’s genuinely improved my approach to managing finances. SoFi stands out by offering an array of services that cater to nearly every aspect of financial planning without the hassle of traditional banking fees, the need for physical branches, and the convenience of getting paid two days early.

One of the key attractions for me has been SoFi’s compelling suite of products. From personal checking accounts with high-yield savings boasting an industry-leading 4.6% APY (As of March 2024), to mortgage loans, Roth IRAs, investment options, credit cards, and even retirement planning, SoFi covers nearly every financial need. Their credit card alone is one of my favorite recommendations, giving you 3% cash back on everything as a zero fee card!

A particularly innovative tool that underscores SoFi’s modern approach is the SoFi Relay product. This feature brilliantly bridges your entire financial…

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