Google Store financing now requires a purchase of $149 or more | Phones

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The Google Store has offered its own financing option for years now, but recently, Google has implemented a minimum purchase amount to use the line of credit.

For many people, buying a smartphone on a line of credit with a monthly payment (interest-free) is the way to go. On the Google Store, a partnership with Synchrony is what provides that option. Customers have been able to finance smartphones, tablets, watches, and accessories for quite a while with no interest as long as the balance was paid off within a certain time frame.

Now, though, Google is being a little more strict about what you can and cannot purchase on Google Store financing.

At checkout, customers can only use their financing account with a purchase of $149 or more. Google notes that minimum cost on a support page, which was updated relatively recently.

Google Store Financing can only be used for purchases made from the Google Store in the US if your cart value is $149 USD or more. For purchases less than $149 USD, you must use a credit card or PayPal. You cannot use Google Store Financing for purchases made outside the Google Store.

Google also explains that 12-month, interest-free financing is available for any order over $149. 24-month interest-free financing is available exclusive to Pixel A-Series devices, while 36-month financing is available to devices that cost more, such as Pixel flagships.

We can’t be 100% sure when this change kicked in, but it happened sometime in either very late 2022 or early 2023, as I personally have several charges under $149 from 2022 and early 2023 which I was able to use financing for. The support page still mentions…

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